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Credit, Privacy and Security

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The National Do-Not-Call Registry allows you to opt out of receiving telemarketing calls for 5 years. You can register online or call 1.888.382.1222. However, surveys and businesses who have known you as a customer are exempt from this registry.

 

Opt out of preapproved credit card offers by visiting optoutprescreen.com, which is run by the consumer credit reporting agencies Equifax, Experian, Innovis and TransUnion. You can opt out for 5 years at a time online, or mail a printed document for permanent removal.

 

Check your credit status at annualcreditreport.com, offered by Equifax, Experian, and TransUnion. Since each agency is required to give you a free credit report each year, you can check your credit every four months by spacing out your requests to each agency.

 

Minimize the number of paper catalogs in your mailbox by opting out of the Abacus Database, which is used by most product catalogs.

 

Start using an aggressive free spam-filtering program by downloading SpamAssassin.

 

The Direct Marketing Association provides a Consumer Assistance Site with numerous resources for getting removed from lists, avoiding scams, and general internet security.